19 free tools

Money & Loans

Clear, honest money calculators for big decisions: mortgages and home affordability, car and personal loans, credit card payoff, savings and retirement, budgeting, net worth and live currency conversion. Every formula is explained.

Mortgage CalculatorEstimate your full monthly house payment, including taxes, insurance, PMI and HOA fees.Open tool →Currency ConverterConvert between 160+ currencies with exchange rates updated daily.Open tool →How Much House Can I Afford?Find the home price that fits your income and debts, using lender-style debt-to-income rules.Open tool →Rent vs Buy CalculatorSee whether buying or renting leaves you wealthier, and after how many years buying pays off.Open tool →Mortgage Payoff CalculatorSee how much sooner you'll be mortgage-free, and how much interest you'll save, by paying extra.Open tool →Salary to Hourly CalculatorConvert between hourly pay and annual salary, plus monthly, bi-weekly, weekly and daily amounts.Open tool →Auto Loan CalculatorWork out your monthly car payment with trade-in, sales tax and fees, and compare loan lengths.Open tool →Credit Card Payoff CalculatorFind out how long it takes to clear your credit card balance and how much interest you'll pay.Open tool →Debt-to-Income Ratio CalculatorFind your debt-to-income ratio, the number lenders use to decide how much you can borrow.Open tool →Retirement CalculatorProject your 401(k) or retirement savings and see how much monthly income it could provide.Open tool →Compound Interest CalculatorSee how savings grow with compound interest and regular deposits, and what that money is worth after inflation.Open tool →Savings Goal CalculatorFind out how much to save each month to reach your goal, or how long your goal will take.Open tool →Loan CalculatorWork out your monthly payment, total interest and payoff schedule for any loan.Open tool →Loan Comparison CalculatorCompare up to three loan offers side by side and see which one really costs the least.Open tool →Budget Planner (50/30/20)Split your take-home pay into needs, wants and savings, and check your spending against the plan.Open tool →Net Worth CalculatorAdd up what you own and what you owe to see your net worth and how your finances are balanced.Open tool →Simple Interest CalculatorWork out simple interest and the total amount, or solve for the rate, time or principal.Open tool →Inflation CalculatorSee how inflation changes prices and the buying power of your money over time.Open tool →VAT & Sales Tax CalculatorAdd tax to a price, or work out the price before tax, at any rate.Open tool →

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